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Loan Repayment Behaviour Among the Rural Poor

Loan Repayment Behaviour Among the Rural Poor Asia-Pacific Journal of Rural Development Vol. VII, July 1997. No.I Research Notes Loan Repayment Behaviour Among the Rural Poor Avnilnbilihj of and access to credit by t/1e poor are critirnl clements ill enhancing their productivity and income. However, despite the universal ack1wwledgeme11t of the signifirnnce of rural credit, the i11stitutio11al coverage, compared to its demand, remai11s sparse. In order to help improve t/ze access to i11stit11ti01wl credit for tlie rural poor a11d make credit programmes for them viable, CIRO AP i11itiated t/1e resenrc/1 project titled Loall Repayment Belwviour A111011g tlze Rural Poor in five countries, namely Lao PDR, Malaysia, Nepal, Pakistan 1111d tlze Philippines witli financial support from the Govenz111ent of Japan. The 111ajor objectives of the project were to reviccv selected ntral credit programmes to ascertain t/1e accessibility of the rural poor to credit to idrntifi; factors tlzat co11trib11te or constrain tlze recovcn; of loans, and to suggest essential elements of viable credit programmes for the mral poor. The project comprised a researc/1 and an action research component. Actio11 programmes at the field level were to test, validate and/or modifiJ the proposed credit model l11volvi11g seed money-­ disbursements, use, 111011itori11g, s!lpervision for repayment of loans, while tlze research http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png Asia-Pacific Journal of Rural Development SAGE

Loan Repayment Behaviour Among the Rural Poor

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Asia-Pacific Journal of Rural Development , Volume 7 (1): 26 – Jul 1, 1997
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Publisher
SAGE
Copyright
© 1997 Centre on Integrated Rural Development for Asia and the Pacific
ISSN
1018-5291
eISSN
2074-0131
DOI
10.1177/1018529119970107
Publisher site
See Article on Publisher Site

Abstract

Asia-Pacific Journal of Rural Development Vol. VII, July 1997. No.I Research Notes Loan Repayment Behaviour Among the Rural Poor Avnilnbilihj of and access to credit by t/1e poor are critirnl clements ill enhancing their productivity and income. However, despite the universal ack1wwledgeme11t of the signifirnnce of rural credit, the i11stitutio11al coverage, compared to its demand, remai11s sparse. In order to help improve t/ze access to i11stit11ti01wl credit for tlie rural poor a11d make credit programmes for them viable, CIRO AP i11itiated t/1e resenrc/1 project titled Loall Repayment Belwviour A111011g tlze Rural Poor in five countries, namely Lao PDR, Malaysia, Nepal, Pakistan 1111d tlze Philippines witli financial support from the Govenz111ent of Japan. The 111ajor objectives of the project were to reviccv selected ntral credit programmes to ascertain t/1e accessibility of the rural poor to credit to idrntifi; factors tlzat co11trib11te or constrain tlze recovcn; of loans, and to suggest essential elements of viable credit programmes for the mral poor. The project comprised a researc/1 and an action research component. Actio11 programmes at the field level were to test, validate and/or modifiJ the proposed credit model l11volvi11g seed money-­ disbursements, use, 111011itori11g, s!lpervision for repayment of loans, while tlze research

Journal

Asia-Pacific Journal of Rural Development – SAGE

Published: Jul 1, 1997

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