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A Guide to SME FinancingStreamlining and Templatizing the Credit Analysis Process

A Guide to SME Financing: Streamlining and Templatizing the Credit Analysis Process [A model credit score card is discussed in detail, followed by an item-by-item discussion of elements in the credit application, analysis, and approval form. Instructions in this chapter are meant to complement instructions embedded in the template itself, which appears as an appendix. The two basic types of SME loan, fixed asset loans and revolving credits, are dealt with in detail. A rationale for using a revolving credit structure, as opposed to overdrafts, is provided.] http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png

A Guide to SME FinancingStreamlining and Templatizing the Credit Analysis Process

Springer Journals — Nov 5, 2015

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Publisher
Palgrave Macmillan US
Copyright
© Palgrave Macmillan, a division of Nature America Inc. 2013
ISBN
978-1-349-47742-5
Pages
48 –59
DOI
10.1057/9781137373786_6
Publisher site
See Chapter on Publisher Site

Abstract

[A model credit score card is discussed in detail, followed by an item-by-item discussion of elements in the credit application, analysis, and approval form. Instructions in this chapter are meant to complement instructions embedded in the template itself, which appears as an appendix. The two basic types of SME loan, fixed asset loans and revolving credits, are dealt with in detail. A rationale for using a revolving credit structure, as opposed to overdrafts, is provided.]

Published: Nov 5, 2015

Keywords: Credit Score; Good Sell; Loan Officer; Supply Credit; Credit Facility

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