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Agricultural Transformation in AfricaDeterminants of Credit Accessibility and Performance of Smallholder Rice Farmers: A Case of the West Region of Cameroon

Agricultural Transformation in Africa: Determinants of Credit Accessibility and Performance of... [Empirical studies argued that rural development should be accompanied by agricultural credit reforms. Moreover, rural development and, in particular, farm productivity, can be influenced by credit accessibility. This study was therefore undertaken to assess the determinants of credit accessibility and performance of smallholder rice farmers. A purposive and simple random sampling technique was used in selecting 192 small-scale rice farmers in four (4) out of eight divisions. Data were collected using structured questionnaires and interview schedules, administered on the farmers were analyzed using binary logistic and multiple linear regression. The result indicates that sex; marital status (divorced); household size; education (tertiary) and rice varieties were the socio-economic variables that significantly influence credit accessibility by smallholder rice farmers in the West Region of Cameroon. The result further revealed that coefficients for rice variety; extension visit; rice output; farming experience; farm size and credit received were found positive and significantly influenced the performance of smallholder rice farmers at a 1% level of probability. Information on credit accessibility should be directed towards gender to encourage female farmers as well as credit institutions should give appropriate consideration to policy conditions as more favourable terms, collateral security, and interest rate during their policy formulation. experience farmers should be encouraged to remain in rice production as well as agricultural credit should also be made available at a low-interest rate to enhance smallholder rice farmers’ performance.] http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png

Agricultural Transformation in AfricaDeterminants of Credit Accessibility and Performance of Smallholder Rice Farmers: A Case of the West Region of Cameroon

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Publisher
Springer International Publishing
Copyright
© The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2023
ISBN
978-3-031-19526-6
Pages
57 –67
DOI
10.1007/978-3-031-19527-3_6
Publisher site
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Abstract

[Empirical studies argued that rural development should be accompanied by agricultural credit reforms. Moreover, rural development and, in particular, farm productivity, can be influenced by credit accessibility. This study was therefore undertaken to assess the determinants of credit accessibility and performance of smallholder rice farmers. A purposive and simple random sampling technique was used in selecting 192 small-scale rice farmers in four (4) out of eight divisions. Data were collected using structured questionnaires and interview schedules, administered on the farmers were analyzed using binary logistic and multiple linear regression. The result indicates that sex; marital status (divorced); household size; education (tertiary) and rice varieties were the socio-economic variables that significantly influence credit accessibility by smallholder rice farmers in the West Region of Cameroon. The result further revealed that coefficients for rice variety; extension visit; rice output; farming experience; farm size and credit received were found positive and significantly influenced the performance of smallholder rice farmers at a 1% level of probability. Information on credit accessibility should be directed towards gender to encourage female farmers as well as credit institutions should give appropriate consideration to policy conditions as more favourable terms, collateral security, and interest rate during their policy formulation. experience farmers should be encouraged to remain in rice production as well as agricultural credit should also be made available at a low-interest rate to enhance smallholder rice farmers’ performance.]

Published: Jan 1, 2023

Keywords: Credit accessibility; Farm management; Performance; Smallholder farmers

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