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Entrepreneurial spirits in women and men. The role of financial literacy and digital skills

Entrepreneurial spirits in women and men. The role of financial literacy and digital skills In this paper, we investigate the attitudes to entrepreneurship of Italian households, focusing on the importance of financial literacy and digital skills as potentially relevant factors shaping entrepreneurship. We put the gender focus to our analysis to detect whether, and to what extent, women and men differ in their propensity to run a business. We carry out our research by using the Bank of Italy SHIW dataset for the years 2008 and 2010. Our findings suggest a strong heterogeneity between men and women in the role played by financial literacy and digital skills. Results show a positive and significant correlation between financial literacy and the probability of being an entrepreneur but only for men. We also find that digitally skilled male respondents are much more likely to be entrepreneurs. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png Small Business Economics Springer Journals

Entrepreneurial spirits in women and men. The role of financial literacy and digital skills

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References (90)

Publisher
Springer Journals
Copyright
Copyright © Springer Science+Business Media, LLC, part of Springer Nature 2019
Subject
Business and Management; Management; Microeconomics; Entrepreneurship; Industrial Organization
ISSN
0921-898X
eISSN
1573-0913
DOI
10.1007/s11187-019-00299-7
Publisher site
See Article on Publisher Site

Abstract

In this paper, we investigate the attitudes to entrepreneurship of Italian households, focusing on the importance of financial literacy and digital skills as potentially relevant factors shaping entrepreneurship. We put the gender focus to our analysis to detect whether, and to what extent, women and men differ in their propensity to run a business. We carry out our research by using the Bank of Italy SHIW dataset for the years 2008 and 2010. Our findings suggest a strong heterogeneity between men and women in the role played by financial literacy and digital skills. Results show a positive and significant correlation between financial literacy and the probability of being an entrepreneur but only for men. We also find that digitally skilled male respondents are much more likely to be entrepreneurs.

Journal

Small Business EconomicsSpringer Journals

Published: Aug 12, 2020

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